Reflect on your spending to make informed choices.
A private subscription tracker that helps you notice what you're really paying for — and decide what's still worth it. No bank linking. No account. No monthly fee for an app that's supposed to save you money.
See Steward in action.
Add. Reflect. Decide. A calm view of every recurring charge in your life.
Designed around your data staying yours.
On-device storage
Encrypted Core Data on your phone. Never synced to a third-party server, never readable by us.
No bank linking
Steward never asks for credentials. You enter your subscriptions; nothing scrapes your accounts.
Reflection-first
A gentle rating system lets you notice which subscriptions still earn their keep — and which quietly do not.
Forecasts + budgets
Monthly totals, charts, and forward-looking projections derived locally from your own history.
Multi-currency aware
Each subscription stores its native currency; totals convert on-device with a daily FX snapshot.
Yours to take
CSV import and export, full local backup and restore. Your data is never held hostage.
Built for people who want to spend on purpose.
Steward isn't here to shame you into cancelling things. It's here to make the picture clear.
The quietly overwhelmed
"I know I have too many subscriptions, I just do not want to know how many." Steward makes the total visible without judgment.
The privacy-minded
"I am not giving a finance app my bank password." Nothing ever leaves your device.
The intentional spender
"I do not want to cut everything — I want to keep what I actually use." Reflections turn cost into context.
The household budgeter
"I just need to see what is coming this month." Forecasts, reminders, and a clear monthly view.
Trial creep
That free month you forgot to cancel. Steward flags overdue charges before they become a habit.
Annual gotchas
The once-a-year renewal that surprises you every year. See it coming.
Your money stays your business.
Most subscription apps work by reading your bank transactions in the cloud. Steward doesn't. There is no account to create, no bank to link, and no server that ever sees what you pay for.
Everything — your subscriptions, your payment history, your reflections, your budget — lives encrypted on your phone. FX conversions happen on-device. Reminders are local notifications, not server pushes. There is nothing to opt out of because there is nothing collecting in the first place.
One purchase, yours forever. No tracker tracking you.
Frequently asked questions.
Need help?
Visit our comprehensive support center for FAQs, documentation, and contact information.
Visit Steward support